![]() Pedestrian crossing - Florida-style Merrill Lynch has teamed up with Age Wave to examine what is on the minds of those approaching and those in retirement. According to the study, Americans' Perspectives on New Retirement Realities and the Longevity Bonus, as individuals live longer, they are reinventing retirement and fulfilling dreams that were delayed during their working years. Retirees are staying stimulated through social networks. Happiness in retirement is defined less in terms of money and more in terms of "new experiences, peace of mind, helping family and making a difference." Among the leading concerns for those surveyed are the following:
The report is very instructive because it takes a big picture view of retirement. Saving for retirement is an important goal, but it is helpful to understand the challenges that individuals face and will face in the years ahead.
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March 2015
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