Retirement Year in Review - 2012

Ingredients for secure retirement coming into focus

As we start 2013, there appears to be cautious optimism on the road to retirement savings. Account balances are improving and research is suggesting that retirees may have greater financial resources to tap than was originally thought. We highlighted some of these studies released during 2012. See the blog posts below, including the following topics:

• EBRI reports success by Gen X in saving, especially when home ownership is factored in
• the Investment Company Institute presents retirement savings as a multi-layered pyramid rather than a three-legged stool
• Fidelity reports 401(k) balances have reached record-high levels
• Insured Retirement Institute finds disconnect between optimism and reality for Boomers and Gen X
• Center for Retirement Research alarmed at ratio of wealth to income for Boomers
• Society of Actuaries sees gap between expectation of when one will retire and the reality of when one actually retires

Feedback on these and other posts is welcome either by posting comments after the blogs or by e-mail.

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